DSCR Loans
Debt Service Coverage Ratio (DSCR) loans cater to real estate investors looking to qualify based on rental income rather than personal income.
Debt Service Coverage Ratio (DSCR) loans are tailored for real estate investors who want to qualify for financing based on the income generated by their rental properties rather than their personal income. These loans focus on the property's cash flow and rental income to determine loan eligibility. DSCR loans are ideal for investors looking to expand their real estate portfolio without needing extensive income verification. They offer flexible down payment options, interest-only payment structures, and competitive loan terms, making them a great financing solution for property investors.