Asset Depletion Loans
Ideal for high-net-worth individuals who prefer to qualify using their liquid assets instead of traditional income.
Asset Depletion Loans are designed for high-net-worth individuals who prefer to qualify for a mortgage using their liquid assets rather than traditional income documentation. Instead of verifying employment income, lenders calculate a borrower’s ability to repay by assessing their total liquid assets, such as savings, investment accounts, and retirement funds. This loan is ideal for retirees, entrepreneurs, or individuals with significant financial reserves who want a mortgage without needing a steady paycheck. Asset depletion loans offer flexible terms and competitive interest rates.