ITIN Loans
For borrowers without a Social Security number, using an Individual Taxpayer Identification Number (ITIN) to qualify.
ITIN (Individual Taxpayer Identification Number) loans are designed for borrowers who do not have a Social Security number but still want to purchase a home in the U.S. These loans cater to immigrants, non-residents, and foreign workers who file taxes using an ITIN. ITIN loans typically require a larger down payment (usually 10-20%) and proof of income through tax returns, bank statements, or employer verification. While interest rates may be slightly higher than conventional loans, they provide an accessible path to homeownership for non-citizen residents.